Did you fall, break a bone, suffer burns or face other types of injuries while working? You may be entitled to workers’ compensation benefits to cover your medical care and lost wages while you recover.
However, your workers’ compensation claim may have been denied. Does that mean you cannot receive your benefits? You may still be entitled to benefits. However, you may need to take steps to protect your rights. Here is what you should know:
Understanding why your workers’ comp claim was denied
The first step to receiving workers’ comp benefits after a denied claim is understanding why you were denied. You should receive a letter detailing why your claim was denied. Here are a few common reasons people are denied workers’ comp benefits:
- Missed deadline: You must report your injuries after a workplace accident to your employer within the statute of limitations. If an injury is not reported within the deadline, then your claim may be denied.
- Missing medical documentation: You may be required to see a doctor about your injuries after a workplace accident. A medical report can help determine if you are unable to work. Furthermore, you may be required to see a medical specialist that is approved by your employer. If you fail to document your injuries with an approved medical specialist, your claim could be denied.
- Report inconsistencies: A workers’ comp claim may be denied because there is conflicting or missing information about your injuries. As a result, an insurer may not believe your injuries were work-related.
Once you understand why a workers’ comp claim was denied, it is important to file an appeal. Professional legal guidance can help you appeal a workers’ compensation claim denial.