If you get hurt at work in Ohio, you may qualify for workers’ compensation benefits. Filing a claim involves several steps, and missing one can delay your benefits. Understanding the process helps ensure you get the coverage you need.
Report the injury to your employer
Tell your employer about the injury as soon as possible. Reporting it right away helps document what happened and prevents disputes. Include details like when, where, and how the injury occurred. If possible, provide written notice to create a record.
Seek medical treatment
See a doctor immediately, even if the injury seems minor. The medical report will serve as evidence for your claim. Let the doctor know the injury happened at work so they can document it properly. In Ohio, you may need to see a Bureau of Workers’ Compensation (BWC)-certified provider for ongoing treatment.
File a First Report of Injury (FROI)
To start a workers’ compensation claim, submit a First Report of Injury (FROI). You, your employer, or your doctor can file this form with the Ohio Bureau of Workers’ Compensation (BWC). You can submit it online, by mail, or in person. Once filed, the BWC reviews your claim and determines eligibility.
Cooperate with the claims process
After filing, the BWC investigates your claim. They may ask for additional documents or schedule an independent medical exam. Respond quickly to any requests to avoid delays. If approved, you’ll receive benefits for medical bills and lost wages. If denied, you have the right to appeal.
Keep track of your recovery
Follow your doctor’s recommendations and attend all medical appointments. Keep records of your treatment, missed workdays, and communication with the BWC. If your condition worsens, you may need to request additional benefits. Staying organized helps protect your rights.
Stay informed about your claim
Workers’ compensation can provide important financial and medical support after a workplace injury. Understanding the process and staying proactive can help you avoid delays. By following each step carefully, you can improve your chances of a successful claim.