Going through a workplace accident can be expensive and challenging, especially when no one seems to be on your side. By law, Ohio requires employers to provide workers’ compensation insurance, which could provide you with financial assistance after an injury. Injured employees have the option of filing a claim themselves, but taking the proper steps will help workers land better results.
Report your injury immediately
The first steps to take after an accident are to report the injury to your employer and seek medical care. Your employer should then provide you with a First Report of Injury (FROI) form. If they do not, you can download the form from the Ohio Bureau of Workers’ Compensation (BWC) website and file it yourself. Additionally, it is important to ensure that all details are accurate, as submitting incomplete information can delay your request or be a reason for denial.
Although the Ohio BWC has a one-year deadline, it is better to report your injury as soon as possible. Waiting too long could result in complications such as casting doubt on whether the injury was truly work-related or the unavailability of witnesses.
The BWC has 28 days to respond to your claim. They may contact you, your employer, and medical providers during that time to get more information. The best way to speed up your claim and receive approval is to comply with these requests and provide accurate details to the Bureau of Workers’ Compensation and your doctor.
If successful, the BWC will approve your claim, and your medical bills and lost wages will be paid. In some cases, employees will receive a denial due to a lack of information, filing late, or a dispute with the employer. If that is the case, do not give up, you may still file an appeal.
Submitting or appealing a workers’ compensation claim can be challenging. But, having a lawyer on your side can provide the support you need and help make the process smoother.